Tag: 531311

Three questions to ask about your coverage

1. What could go wrong? For residential property managers, it’s often common-area slips, tenant visitor injuries, and claims tied to the properties you oversee. Property managers deal with tenants, vendors and owners daily, and any of them can bring a claim.

2. Do I need GL or a BOP? General liability handles third-party bodily injury, property damage and (for most classes) personal and advertising injury, with per-occurrence limits of $300K, $500K, $1M or $2M. A BOP adds property and business income protection. A BOP can protect your office equipment and records and add business income.

3. Will my business qualify? Property management also fits Coterie’s professional liability, which we’ll confirm is available in your state before quoting. Coterie generally accepts businesses with up to $10M in revenue and 50 employees, one location per policy, limited losses in the past five years and no prior cancellations. Startups and home-based businesses can qualify too.

Where this class ranks with Coterie

Residential Property Managers is #13 on Coterie’s Top 100 classes list (December 2025), so it’s one of the business types Coterie writes most often.

What comes with a Coterie policy

You can get an instant quote, bind online and get certificates right away. Policyholders also have free access to Manage My Risk, which includes risk assessments, safety guides and compliance checklists you can use with your team.

Coverage is subject to underwriting and availability.

Get a quote

Start your Coterie quote online, or call America Insurance Brokers to talk through your options for Alabama residential property managers.